Insurance for Autónomos & Businesses in Spain

Why consider business insurance

If you’re self-employed (“autónomo”) or run a small business in Spain, appropriate cover may help protect you against risks like liability claims, damage to your workspace or equipment, or interruptions to your activity.

Common types of cover

• Civil liability — protection if your work causes injury or damage to a third party.
• Premises and equipment cover — protection for your workspace, tools or stock.
• Professional indemnity — relevant for certain professions where advice or services could be challenged.

What can affect your quotation

Typical factors include your sector of activity, whether you work from home or dedicated premises, the number of people involved, and the value of any equipment or stock.

Who it’s usually relevant for

This type of cover is often relevant for freelancers, tradespeople, consultants and small business owners operating in Spain.

Coverage, exclusions, limits and price depend on the policy and your individual circumstances. Final terms are confirmed before you take out any policy.